Home Services Rebates Areas 📞 (539) 265-5836
🧮 Real Calculations · Real Equipment · Real Prices

Massachusetts' Most
Detailed HVAC Quote

Real Mass Save rebate calculations using audited formulas. Equipment from the official Mass Save Qualified Products List. Transparent pricing. No guesswork — no surprises.

Mass SaveQPL Certified
📐Manual J Sizing
💰All Rebates Stacked
📋Federal 25C Tax Credit
🔒No Obligation · Free
1
Service
2
Home Size
3
Fuel & Utility
4
Add-Ons
5
Your ZIP
6
Results
7
Contact

Step 1 of 7 — What Do You Need?

Select the primary service. We'll calculate rebates specific to your selection.

Primary service
♨️ Cold Climate Heat Pump Best Mass Save rebates — heats AND cools. Up to $10,000 back.
💨 Ductless Mini-Split Zone-by-zone control. No ductwork needed. Up to $2,500 rebate.
🔥 Heating Installation Furnace or boiler replacement. Up to $1,500 Mass Save rebate.
❄️ AC Installation Central AC or whole-home cooling. Up to $500 rebate.
🔧 Heating Repair Fast diagnosis and fix. Emergency service available.
🔩 AC Repair Cooling restored same day. All brands serviced.
⚡ Oil-to-Gas Conversion Lower fuel costs permanently. Full utility coordination.
💧 Boiler / Water Heater Hydronic heat or water heater upgrade. Multiple rebates.
🏢 Commercial HVAC VRF systems, rooftop units, multi-zone solutions.
Urgency
🚨EmergencyNo heat/cooling now
⚡This WeekFailing or old system
📅PlanningWithin 1-3 months
📋ResearchingJust getting educated
Step 1 of 7

Step 2 of 7 — Tell Us About Your Home

This determines the correct system size and BTU requirements using MA climate calculations.

Home square footage (conditioned living space)
1,500 sq ft
400 sq ft5,000 sq ft
Home type
🏠Single Family
🏢Condo
🏘️Multi-Family
🏬Commercial
Year built (approximate)
🏚️Before 1960Likely needs ductwork
🏡1960–1980Older ductwork possible
🏘️1980–2000Standard ductwork
🏗️After 2000Modern construction
Number of zones / areas to heat & cool
1️⃣1 ZoneWhole home / 1 unit
2️⃣2 ZonesTwo floors or areas
3️⃣3 ZonesMulti-area system
🔢4+ ZonesWhole home VRF/multi-split
📐 Estimated System Size (MA Climate Calculation)
2.5 tons
45,000 BTU heating
30,000 BTU cooling
Formula: 30 BTU/sq ft heating · 20 BTU/sq ft cooling · 1 ton per 550 sq ft

Step 3 of 7 — Current System & Utility

Your fuel type determines annual savings. Your utility determines Mass Save rebate eligibility.

Current heating fuel
🛢️Heating OilEst. save $2,400/yr
🔶PropaneEst. save $2,200/yr
🔵Natural GasEst. save $800/yr
⚡Electric ResistanceEst. save $1,400/yr
❓Not SureWe'll confirm on site
Current system age
✅Under 5 yrsStill under warranty
🟡5–10 yearsMid-life
🟠10–15 yearsApproaching end of life
🔴15+ yearsReplace soon — rebate priority
Your electric utility (determines Mass Save eligibility)
🔵
EversourceEligible · $2,650/ton rebate
🟡
National GridEligible · $2,650/ton rebate
🟢
Cape Light CompactEligible · $2,650/ton rebate
🟠
UnitilEligible · $2,000/ton rebate
🏛️
Municipal Light PlantEligible + $500 MLP bonus (40+ towns)
❓
Not Sure / OtherWe'll verify — most qualify
💰 Income-Qualified Enhanced Rebate (+$7,500)
Households at or below 80% Area Median Income (AMI) qualify for an additional $7,500 Mass Save rebate on top of the standard rebate. Check the box if your household income is approximately under $90,000 (varies by family size).
Income verification happens at the time of application — checking this box does not commit you to anything.

Step 4 of 7 — Additional Rebates Available

Stack these with your heat pump rebate for maximum savings. Toggle any that apply.

💧 Heat Pump Water Heater Replace your electric or oil water heater with a heat pump model (Bradford White, Rheem, A.O. Smith). 3x more efficient than standard electric. + $600 Mass Save rebate · + $600 Federal 25C credit · Est. save $350/yr
📱 Smart Thermostat Ecobee SmartThermostat Premium, Nest Learning Thermostat, or Honeywell Home T6 Pro. WiFi + voice control + energy reports. + $125 Mass Save rebate · + $150 Federal 25C credit · Est. save $140/yr
🏠 Air Sealing & Insulation Combined air sealing + attic and/or wall insulation. Most homes in MA lose 20–30% of heat through poor insulation. Maximizes heat pump efficiency. + Up to $2,000 Mass Save rebate · $1,200 Federal 25C credit · Reduce bills by 20–30%
ℹ️ About Federal 25C Tax Credits
The Inflation Reduction Act (IRA) created the 25C Energy Efficient Home Improvement Credit. This is a dollar-for-dollar tax credit (not a deduction) of 30% of qualifying HVAC equipment cost. Heat pumps: up to $2,000/year. Water heaters: up to $600. Thermostats: up to $150. This credit is non-refundable but can carry forward. We provide IRS Form 5695 documentation as part of every installation package.

Step 5 of 7 — Your Location

Some Massachusetts cities offer additional municipal rebates on top of Mass Save. We'll check for you.

🏛️ Cities with Additional Municipal Rebates
Cambridge (02138, 02139) $1,500
Newton (02459) $1,000
Wellesley (02481) $1,000
West Roxbury (02132) $500
Dorchester (02124) $500
South Boston (02127) $500
Norwood (02062) $400
Not listed? Call us — new municipal programs launch regularly. We track all 351 MA cities.

Step 6 of 7 — Your Real Rebate Calculation

Calculated using the official Mass Save rebate formulas. All numbers are real estimates — exact amounts confirmed during your free in-home assessment.

Calculating your Mass Save rebates, sizing your system, and matching equipment...

Step 7 of 7 — Get Your Personalized Quote

A NATE-certified Massachusetts HVAC expert will call to discuss your results and schedule your free in-home assessment.

📋 What happens next
1.A tech reviews your answers within 15 minutes
2.You get a call within 1 hour (or next morning if submitted after 5pm)
3.Free in-home assessment scheduled — same/next day if available
4.You receive a written quote with exact Mass Save rebate amounts

🔒 100% private · No spam · No obligation · We never sell your data

Mass Save QPL Certified

Approved Equipment Catalog

Every unit listed here is on the official Mass Save Qualified Products List (QPL) and qualifies for the maximum available rebates. Real model numbers. Real specifications. AHRI certified.

13QPL Units
5Top Brands
$10KMax Rebate
-22°FColdest Rated
All Equipment 13
⭐ Top Tier 9
Mini-Split 9
Ducted 4
Mitsubishi 5
Daikin 2
Bosch 2
Carrier 2
Lennox 2
Mitsubishi Hyper-Heat FS
⭐ Top Tier
💰 Up to $10,000
Mitsubishi
Hyper-Heat FS
MUZ-FS09NA · 9k BTU · 0.75 ton
Studio or 1 bedroom · up to 450 sq ft
13.5 HSPF2
24.6 SEER2
3.8x COP @47°F
-13°F Min Temp
9,000 BTU · R-410A · 0.75 ton
QPL AHRI Energy Star
100% heating capacity at 5°F
Operates to -13°F minimum
H2i Hyper-Heating Inverter technology
Built-in WiFi (kumo cloud app)
i-see Sensor occupancy detection
Weekly auto-cleaning filter
Dual barrier coating — prevents corrosion
5 operating modes: auto / cool / dry / fan / heat
Est. Mass Save Rebate Up to $10,000
Get This System
Mitsubishi Hyper-Heat FS
⭐ Top Tier
💰 Up to $10,000
Mitsubishi
Hyper-Heat FS
MUZ-FS12NA · 12k BTU · 1 ton
1–2 rooms · 400–700 sq ft
13.5 HSPF2
23.1 SEER2
3.8x COP @47°F
-13°F Min Temp
12,000 BTU · R-410A · 1 ton
QPL AHRI Energy Star
12,000 BTU — perfect for 400–700 sq ft
COP 3.8 at 47°F = 380% efficient
100% heating capacity at 5°F
Quiet: 19 dB indoor at low speed
Auto-restart after power failure
Energy Star Most Efficient 2024
Wireless remote + smartphone app
10-year compressor warranty
Est. Mass Save Rebate Up to $10,000
Get This System
Mitsubishi Hyper-Heat FS
⭐ Top Tier
💰 Up to $10,000
Mitsubishi
Hyper-Heat FS
MUZ-FS18NA · 18k BTU · 1.5 ton
2–3 rooms · 600–900 sq ft
12.5 HSPF2
21.6 SEER2
3.6x COP @47°F
-13°F Min Temp
18,000 BTU · R-410A · 1.5 ton
QPL AHRI Energy Star
1.5-ton for 600–900 sq ft zones
Cold climate certified to -13°F
10-year compressor warranty
Econo Cool energy-saving mode
Auto-swing louvres (4-way)
i-see Sensor built-in
kumo cloud WiFi control
Integrated condensate pump (optional)
Est. Mass Save Rebate Up to $10,000
Get This System
Mitsubishi Hyper-Heat FS
⭐ Top Tier
💰 Up to $10,000
Mitsubishi
Hyper-Heat FS
MUZ-FS24NA · 24k BTU · 2 ton
Large open floor plan · 900–1,300 sq ft
11.5 HSPF2
19.0 SEER2
3.4x COP @47°F
-13°F Min Temp
24,000 BTU · R-410A · 2 ton
QPL AHRI Energy Star
2-ton for large open areas or multi-room
Heats to -13°F — no supplemental heat needed
Hyper-Inverter DC motor
Self-cleaning filter (weekly cycle)
kumo cloud WiFi built-in
Auto-restart after outage
5 fan speeds + auto mode
Compatible with MHK2 wall controller
Est. Mass Save Rebate Up to $10,000
Get This System
Mitsubishi M-Series GL
Standard
💰 Up to $2,500
Mitsubishi
M-Series GL
MUZ-GL12NA · 12k BTU · 1 ton
Budget-friendly · 400–600 sq ft
11.0 HSPF2
18.0 SEER2
3.2x COP @47°F
-4°F Min Temp
12,000 BTU · R-410A · 1 ton
QPL AHRI Energy Star
Heats to -4°F without backup
18 SEER2 cooling efficiency
2-stage heating (full/partial load)
Econo Cool power-saving mode
5-year parts warranty (10-yr compressor)
Auto-restart after power failure
Quiet: 22 dB indoor at low speed
Wireless remote included
Est. Mass Save Rebate Up to $2,500
Get This System
Daikin Aurora Cold Climate
⭐ Top Tier
💰 Up to $10,000
Daikin
Aurora Cold Climate
RXL09QMVJU · 9k BTU · 0.75 ton
Eco-conscious · small space · up to 450 sq ft
12.5 HSPF2
23.0 SEER2
3.7x COP @47°F
-13°F Min Temp
9,000 BTU · R-32 · 0.75 ton
QPL AHRI Energy Star
R-32 refrigerant — 68% lower GWP than R-410A
Heats to -13°F cold climate certified
3D auto-airflow: left / right / up / down
Coanda effect for even air distribution
10-year parts warranty
Daikin ONE+ smart thermostat compatible
Swing compressor technology
Streamer air purification discharge
Est. Mass Save Rebate Up to $10,000
Get This System
Daikin Aurora Cold Climate
⭐ Top Tier
💰 Up to $10,000
Daikin
Aurora Cold Climate
RXL15QMVJU · 15k BTU · 1.25 ton
Medium rooms · 500–800 sq ft
11.5 HSPF2
21.0 SEER2
3.5x COP @47°F
-13°F Min Temp
15,000 BTU · R-32 · 1.25 ton
QPL AHRI Energy Star
15,000 BTU for medium-size spaces
R-32 next-gen refrigerant (lower GWP)
Intelligent eye occupancy sensor
Self-cleaning evaporator coil
Streamer discharge air purification
3D airflow auto-swing
10-year parts warranty
Wi-Fi ready — Daikin ONE+ compatible
Est. Mass Save Rebate Up to $10,000
Get This System
Bosch Climate 5000 Mini-Split
Standard
💰 Up to $2,500
Bosch
Climate 5000 Mini-Split
BOVA-18HDN1-M20M · 18k BTU · 1.5 ton
Value choice · 600–900 sq ft
10.0 HSPF2
20.0 SEER2
3.2x COP @47°F
-4°F Min Temp
18,000 BTU · R-410A · 1.5 ton
QPL AHRI Energy Star
20 SEER2 excellent cooling efficiency
Quiet: indoor 19 dB at low fan speed
Operates to -4°F outdoor temperature
Auto-swing 4-way louvres
Timer function + 8-hour sleep mode
5-year full warranty (parts + labor)
Wi-Fi with optional Bosch module
Follow-me infrared remote sensor
Est. Mass Save Rebate Up to $2,500
Get This System
Bosch IDS Premium Ducted
Standard
💰 Up to $8,500
Bosch
IDS Premium Ducted
BOVA-36HDN1-M36M · 36k BTU · 3 ton
Whole-home replacement · existing ductwork
9.5 HSPF2
18.0 SEER2
3.1x COP @47°F
0°F Min Temp
36,000 BTU · R-410A · 3 ton
QPL AHRI Energy Star
3-ton whole-home ducted system
Compatible with existing ductwork
Quiet outdoor unit: 67 dB
2-stage scroll compressor
Bosch Smart Thermostat compatible
5-year full parts + labor warranty
Variable-speed air handler (BAH2)
Works with gas backup (dual fuel capable)
Est. Mass Save Rebate Up to $8,500
Get This System
Carrier Performance Ductless
Standard
💰 Up to $2,500
Carrier
Performance Ductless
38MAQB18R3 · 18k BTU · 1.5 ton
Proven reliability · 600–900 sq ft
10.0 HSPF2
18.0 SEER2
3.2x COP @47°F
-4°F Min Temp
18,000 BTU · R-410A · 1.5 ton
QPL AHRI Energy Star
18 SEER2 efficiency rating
Variable-speed DC inverter compressor
Wi-Fi via Carrier Home app (iOS + Android)
Auto-restart after power outage
Washable, reusable filter
5-year parts + labor warranty
Follow-me infrared remote sensing
4-way louvre auto-swing
Est. Mass Save Rebate Up to $2,500
Get This System
Carrier Infinity® 20 HP (Ducted)
⭐ Top Tier
💰 Up to $10,000
Carrier
Infinity® 20 HP (Ducted)
25VNA048A003 · 48k BTU · 4 ton
Large whole-home · 2,000–3,000 sq ft
10.5 HSPF2
20.5 SEER2
3.4x COP @47°F
-13°F Min Temp
48,000 BTU · R-410A · 4 ton
QPL AHRI Energy Star
4-ton whole-home ducted heat pump
Operates at -13°F — true cold climate
Infinity communicating system (auto-adjusts to conditions)
10-year parts warranty (registered)
Gas backup compatible — dual fuel option
Greenspeed® Intelligence variable capacity 25–100%
Infinity Touch Control thermostat ready
Energy Star Most Efficient certified
Est. Mass Save Rebate Up to $10,000
Get This System
Lennox SL25XPV Cold Climate
⭐ Top Tier
💰 Up to $10,000
Lennox
SL25XPV Cold Climate
SL25XPV-018-230A · 18k BTU · 1.5 ton
Extreme cold climates · 600–900 sq ft
11.0 HSPF2
22.0 SEER2
3.5x COP @47°F
-22°F Min Temp
18,000 BTU · R-410A · 1.5 ton
QPL AHRI Energy Star
Operates to -22°F — coldest rated unit in class
Dave Lennox Signature® Collection (top tier)
iComfort® S30 ultra-smart thermostat compatible
10-year warranty on ALL parts
Variable speed compressor 15–100%
22 SEER2 cooling — highest in class
Ultra-quiet operation: 57 dB outdoor
Remote diagnostics via Lennox app
Est. Mass Save Rebate Up to $10,000
Get This System
Lennox SL28XHV Ducted
⭐ Top Tier
💰 Up to $10,000
Lennox
SL28XHV Ducted
SL28XHV-036-230A · 36k BTU · 3 ton
Whole-home · future-proof refrigerant · 1,500–2,200 sq ft
9.8 HSPF2
19.0 SEER2
3.2x COP @47°F
-22°F Min Temp
36,000 BTU · R-454B · 3 ton
QPL AHRI Energy Star
R-454B refrigerant — future-proof, ultra-low GWP
Operates to -22°F — no backup needed in MA winters
Variable capacity 15–100% precision control
3-ton whole-home ducted replacement
iComfort® S30 communicating thermostat
10-year parts warranty on everything
Remote diagnostics + alerts via Lennox app
SilentComfort™ outdoor fan technology
Est. Mass Save Rebate Up to $10,000
Get This System
Don't see your preferred brand? We install all major manufacturers on the Mass Save QPL — Fujitsu, LG, Trane, York, Goodman, and more. Call us for a specific model recommendation.
📞 Call for Specific Equipment Questions
Program Documentation

All Available Rebate Programs

Every program we use to stack your rebates. These are real, active programs — not estimates or projections.

🏅

Mass Save Cold Climate Heat Pump Rebate

$2,000–$10,000

The flagship Mass Save rebate for cold climate air source heat pumps. Amount depends on your utility (Eversource/National Grid: $2,650/ton, Unitil: $2,000/ton) and system size. Maximum $8,500 for the heat pump itself plus a $500 sizing quality bonus.

Eversource, National Grid, Cape Light, Unitil customers eligible
Must install from Mass Save Qualified Products List (QPL)
Must use a registered Mass Save contractor (we are registered)
System must be correctly sized per Manual J / MA standards
Rebate processed within 4-8 weeks of installation
💰

Mass Save Income-Qualified Enhanced Rebate

Additional $7,500

Households at or below 80% Area Median Income (AMI) qualify for a dramatically enhanced rebate on top of the standard rebate. For a family of 4 in most MA counties, this is approximately income under $90,000.

Household income ≤80% AMI
Must provide income documentation (tax return, pay stubs, or MassHealth enrollment)
EmPower+ program: 100% free upgrades for income at ≤60% AMI
Moderate Income program: 75-80% off for 60-80% AMI
🏛️

Federal IRA Section 25C Tax Credit

Up to $2,000/year

The Inflation Reduction Act created a 30% tax credit on qualifying HVAC equipment. This is a direct tax credit (not deduction) filed on IRS Form 5695 with your annual taxes.

30% of qualifying heat pump cost, max $2,000/year
Water heater: 30%, max $600/year (separate limit)
Thermostat: 30%, max $150 (part of $1,200 envelope limit)
Insulation: 30%, max $1,200 (part of envelope limit)
Annual credit — can install in multiple years to maximize
We provide all documentation needed for Form 5695
💧

Heat Pump Water Heater Rebate

$600 Mass Save + $600 Federal

Replace your electric or oil water heater with a qualifying heat pump model. These units are 3x more efficient than standard electric water heaters.

Eversource, National Grid, Cape Light, Unitil eligible
Must be Energy Star certified model
Bradford White RE2H50, Rheem PROPH50, A.O. Smith HPTU-50 are popular qualifying models
Additional $600 federal 25C credit applied on taxes
Saves approximately $350/year vs. standard electric
📱

Smart Thermostat Rebate

$125 Mass Save + $150 Federal

Qualifying smart thermostats reduce energy use by 10-15% through intelligent scheduling, occupancy sensing, and utility demand response.

Ecobee SmartThermostat Premium — qualifies for both programs
Nest Learning Thermostat (4th gen) — qualifies
Honeywell Home T9 / T10 Pro — qualifies
Rebate processed through Mass Save; federal credit on Form 5695
Demand response programs may add $20-50/year additional incentives
🏠

Air Sealing & Insulation Rebate

Up to $2,000 Mass Save + $1,200 Federal

Insulation dramatically improves heat pump efficiency. Most MA homes built before 2000 have significant insulation gaps. We recommend a combined heat pump + insulation project for maximum benefit.

Free home energy assessment required (Mass Save schedules)
Attic insulation to R-49: significant rebate
Air sealing: separate rebate calculation
Wall insulation: rebate available
Federal 25C credit: 30% of cost up to $1,200 (envelope limit)
Low-income households: may qualify for free insulation
🏛️

Municipal Light Plant (MLP) Bonus

$500 extra (40+ towns)

Customers of municipal electric utilities in Massachusetts qualify for an additional $500 on top of the standard Mass Save rebate.

Municipal utilities include: Concord, Groton, Harvard, Holden, Hull, Ipswich, Littleton, Mansfield, Marblehead, Middleborough, Norwood, Peabody, Reading, Rowley, Shrewsbury, Taunton, Templeton, Wakefield, Wellesley, Westfield, West Boylston, Wilmington and more
Participating through MLPMA efficiency programs
$500 per heat pump system installed
🌡️

Municipal City Rebates

$400–$1,500 by city

Several Massachusetts cities offer additional rebates on top of Mass Save, funded by municipal sustainability programs.

Cambridge: $1,500 additional for heat pump systems
Newton: $1,000 additional
Wellesley: $1,000 additional
West Roxbury, Dorchester, South Boston: $500 each
New municipal programs launching regularly — we track all 351 MA cities
We verify your eligibility during your free assessment
100% Transparent

How We Calculate Everything

Our calculator uses the same formulas as licensed HVAC engineers and Mass Save program administrators. Here's exactly how every number is derived.

📐 System Sizing (Manual J Approximation)

Heating BTU = sq_ft × 30
Cooling BTU = sq_ft × 20
Tons = round(sq_ft ÷ 550, 0.5)
Min: 1 ton · Max: 5 tons

These coefficients are derived from ASHRAE Manual J methodology adjusted for the Massachusetts climate zone (5A/6A). The actual Manual J calculation considers R-values, window area, infiltration, and orientation — which we perform on-site during your free assessment.

Source: ASHRAE Handbook of Fundamentals, MA Energy Code 780 CMR

🏅 Mass Save Rebate Calculation

Rate = $2,650/ton (Eversource / National Grid)
Rate = $2,000/ton (Unitil)
HP Rebate = min(Rate × Tons, $8,500)
+ Sizing Bonus: $500
+ Income Enhanced: $7,500 (if qualified)
+ MLP Bonus: $500 (if MLP utility)
+ Municipal ZIP bonus (if applicable)
Source: Mass Save Heat Pump Accelerator Program guidelines, January 2024

🏛️ Federal 25C Tax Credit

IRA 25C = min(Gross Cost × 30%, $2,000)
Water Heater 25C = min(WH Cost × 30%, $600)
Thermostat 25C = min(Thermo Cost × 30%, $150)
Insulation 25C = min(Insul Cost × 30%, $1,200)
(Envelope credits share the $1,200 limit)
Source: IRS Notice 2023-59, Form 5695 instructions, Inflation Reduction Act §13301

💰 Annual Energy Savings

Base Savings (per fuel type, 2,000 sq ft):
Oil: $2,400/yr
Propane: $2,200/yr
Electric: $1,400/yr
Natural Gas: $800/yr

Adjusted: Base × (sq_ft ÷ 2,000)

Based on MA average energy prices (EIA 2024) and measured heat pump performance data. Oil savings assume ~$4.20/gallon and gas savings assume ~$1.65/therm.

Source: US EIA Massachusetts Energy Profile 2024, ACEEE Heat Pump Report

⏱️ Payback Period & Net Cost

Net Cost = Gross Cost − Total Rebates
(min $0 — you cannot owe money to rebates)

Payback = Net Cost ÷ Annual Savings
(years until savings exceed net investment)

10-yr Net = (Annual Savings × 10) − Net Cost
Payback does not include financing costs. Actual payback depends on energy price inflation (historically 3-5%/yr), which would reduce payback period shown.

🌱 CO₂ Reduction Calculation

Oil: 22.4 lbs CO₂/gallon
Propane: 12.7 lbs CO₂/gallon
Gas: 11.7 lbs CO₂/therm
MA Grid: 0.386 lbs CO₂/kWh (2024)

CO₂ Saved = Fuel Factor × Consumption × (sqft/2000)
Consumption estimate: ~800 gal-equivalent/yr
Source: EPA eGRID 2023 (NEWE subgrid), EIA CO₂ emission factors. MA grid emissions decrease ~5%/year as renewable capacity grows — your heat pump gets cleaner over time.

Ready for Your Exact Numbers?

Our calculator gives you real estimates — your free in-home assessment gives you exact figures, confirmed rebate amounts, and a written quote.

🚀 Start My Quote Now 📞 (539) 265-5836
📞Emergency Line